Since the landmark 2015 ruling in favour of Mrs Tove Grimsbo against Anfi SL, thousands of timeshare owners have successfully pursued compensation and contract-nullity claims in the Spanish courts. Over the past decade, these judgments have created powerful legal precedents, particularly for contracts signed after 5 January 1999 that breached Spain’s strict consumer-protection rules on timeshare sales.

 

But in 2025, an important question has begun to surface across the legal and consumer-protection community: are Spanish timeshare claims approaching a “sunset date”? And if so, what does this mean for past and present members of schemes such as Anfi, Club La Costa, Diamond Resorts, Silverpoint, Seasons and others?

 

A Changing Legal Landscape… and a Ticking Clock

 

Recent legislative changes in Spain, including Ley Orgánica 1/2025, have introduced a new five-year limitation period for certain types of claims. While there is still legal debate about how, and to whom, this limitation applies, some experts believe this could be interpreted as a countdown that eventually restricts the ability of present/past timeshare owners to pursue mis-selling or contract-nullity cases.

 

Although no universal “cut-off date” has been formally confirmed, many industry commentators point to January 2030 as a potential end-point for some types of claims.

 

What is absolutely clear, however, is this:

 

> Timeshare owners who delay may find themselves unable to take action later - not because their case isn’t valid, but because time has simply run out.

 

> Timeshare Companies Are Failing - Another Urgent Risk.

 

> Adding further urgency is the fact that many of the major timeshare developers are already in insolvency proceedings:

 

Club La Costa (CLC) – liquidation

 

Anfi – liquidation of key entities + criminal investigation

 

Silverpoint – liquidation

 

Diamond / Apollo – restructuring and entity changes

 

When companies collapse, the legal process becomes slower, more complex, and in some cases, recovery of funds becomes harder. Acting sooner maximises the chance of a successful outcome.

 

Don’t Forget the Partner-Lender Claims

 

Some of the most substantial refunds come not from the timeshare companies themselves, but from the finance providers who partnered with them. Two of the biggest names are:

 

Barclays Partner Finance (Clydesdale Financial Services Ltd)

 

Shawbrook Bank

 

Both lenders have set aside significant compensation provisions after regulatory scrutiny over how loans were arranged during high-pressure sales presentations. Many customers were sold long-term finance agreements without proper affordability checks, statutory cooling-off information, or fair explanations of what they were buying.

 

These claims remain very much alive — but again, delays only increase the risk of missing out.

 

If You’re a Current or Former Timeshare Owner, Act Now

 

The legal system is shifting, timeshare companies are collapsing, and potential deadlines may be approaching. If you purchased a timeshare or upgrade in the last 20–25 years, now is the time to explore your options.

 

Waiting could mean losing your right to claim forever.

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You can see recent comments below from other Timeshare scheme members - which may sound all too familiar - so for independent, expert advice on getting out of your Timeshare scheme and fee commitments for good - and to see if you have grounds for a claim, please call one of our friendly advisers now on 01628 232380.